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Cross-Border Retirement Planning for South Africans in Australia - Bringing South African Wealth Into One Retirement Strategy
Cross-Border Retirement Planning for South Africans in Australia - Bringing South African Wealth Into One Retirement Strategy. Many South African Australians continue to hold retirement funds, investments, insurance policies and bank accounts in South Africa long after they have established their home, careers and family life in Australia.
Norma Falconer
Jun 911 min read
Helping Adult Children Financially Without Compromising Your Retirement
Many parents approaching retirement want to help their adult children financially while they still have the opportunity to see that support make a difference.
Norma Falconer
Jun 99 min read
Asset Rich, Cashflow Poor: Why Retirement Planning Requires More Than a Strong Balance Sheet
A substantial asset position often creates a sense of financial security. A valuable home, accumulated superannuation, investments and employer shares all provide evidence of years of work and disciplined financial decisions.
Norma Falconer
Jun 98 min read
Long-term investors do not chase headlines
Long-term investors do not chase headlines
Norma Falconer
Jan 254 min read
When the World Gets Loud - Separating Signal from Noise
When the World Gets Loud: Separating Signal from Noise
Norma Falconer
Jan 225 min read
🧭 What Should Business Owners Consider When Thinking About Retirement? A 10-Step Checklist
Retirement marks a major life shift - especially for business owners.
Unlike employees who may simply stop working, business owners face a complex transition that involves financial, legal, and emotional decisions.
From succession planning to superannuation strategies, the path to retirement requires careful preparation.
To help guide you through this process, we’ve created a 10-step checklist tailored for Australian business owners.
Norma Falconer
Aug 6, 20254 min read
🛠️ How Do I Prepare for Unexpected Expenses in Retirement? A 10-Step Checklist
How Do I Prepare for Unexpected Expenses in Retirement? Retirement is a time to enjoy life at your own pace - but even the best-laid plans can be disrupted by unexpected costs. From medical emergencies to home repairs, unplanned expenses can quickly strain your budget and peace of mind. To help you prepare for the unexpected, we’ve created a 10-step checklist that covers everything from building an emergency fund and reviewing insurance to accessing government support and leg
Norma Falconer
Aug 6, 20254 min read
💳 How Do I Manage Debt in Retirement? A 10-Step Checklist
How Do I Manage Debt in Retirement?
Retirement is meant to be a time of freedom and peace - but lingering debt can quickly turn it into a source of stress.
Whether it’s a mortgage, credit card balance, or personal loan, managing debt in retirement requires careful planning and smart strategies.
To help Australians manage this challenge, we’ve created a 10-step checklist that covers everything from budgeting and prioritising repayments to accessing government support and avo
Norma Falconer
Aug 6, 20254 min read
🕰️ When Should I Access the Age Pension? A 10-Step Checklist
Deciding when to access the Age Pension is a key part of retirement planning in Australia.
With eligibility depending on your age, residency, income, and assets, it’s important to understand the rules and prepare early to avoid delays or missed entitlements.
To help you manage this process, we’ve created a 10-step checklist that covers everything from eligibility criteria and application timing to supporting documents and alternative options.
Norma Falconer
Aug 6, 20253 min read
How Can I Make My Super Last in Retirement? A 10-Step Checklist
Retirement should be a time to enjoy the rewards of your working life - not worry about running out of money.
But with Australians living longer and facing rising costs, making your superannuation last is more important than ever.
To help you plan with confidence, we’ve created a 10-step checklist that covers everything from budgeting and investment strategies to government support and professional advice.
Norma Falconer
Aug 6, 20253 min read
📝 How Much Do I Need to Retire Comfortably in Australia? A 10-Step Checklist
Planning for retirement can feel overwhelming, especially when trying to determine how much money you'll need to live comfortably. Whether you're dreaming of travel, downsizing your home, or simply enjoying a stress-free lifestyle, understanding your financial needs is essential. To help you get retirement ready, we've created a 10-step checklist that breaks down the key considerations - from lifestyle choices and housing costs to superannuation strategies and government supp
Norma Falconer
Aug 6, 20253 min read
The Financial Advice Fee Gap No One Talks About
There’s a quiet divide in financial advice that most Australians never see. On one side: the wholesale, product-based model - built for scale, driven by distribution, and often inaccessible unless you meet a certain investable asset threshold. On the other: a small, specialised group of advisers who operate differently. No product affiliations. No commissions. No minimums. Just professional advice, priced transparently and delivered with strategic intent. Think Capital belong
Norma Falconer
Jun 24, 20256 min read
Global Market Volatility Factors... Benefits of Dollar-Cost Averaging in a volatile market
Global Market Volatility Factors... Benefits of Dollar-Cost Averaging in a volatile market
Norma Falconer
Apr 8, 20251 min read
Superannuation in Australia news: What You Need to Know About the Recent Cybersecurity Attack
Cyber attack affected major funds including Hostplus, Rest Super, AustralianSuper, Insignia Financial, and Australian Retirement Trust.
Norma Falconer
Apr 6, 20255 min read
Are These Common Financial Mistakes Costing You Thousands?
|Earning good money but still feel like you're not getting ahead - you're not alone... 10 Most Common Financial Mistakes to avoid
Norma Falconer
Mar 27, 20253 min read
Choose Your Hard: The Financial Decisions That Shape Your Future
Life is full of hard choices. You can struggle with financial uncertainty, or you can put in the effort to build stability. Choose your hard
Norma Falconer
Mar 11, 20254 min read
Beyond the Headlines: What Global Diplomatic Shifts Mean for Australian Investors
Trump and Zelensky. Beyond the Headlines: What Global Diplomatic Shifts Mean for Australian Investors.
Norma Falconer
Mar 2, 20255 min read
Inflation, Investments, and Innovation: Understanding the Financial Landscape in 2025
Inflation, Investments, and Innovation: ...see how you can make informed decisions to protect and grow your wealth.
Norma Falconer
Feb 22, 20254 min read
Will Your Retirement Savings Go the Distance? Planning for 25+ years of Financial Independence
How long will your retirement income really last? Don’t leave it to chance—learn how to secure your financial future today!
Norma Falconer
Jan 26, 20255 min read
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