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Improve Cashflow
Grow Wealth 
Protect Legacy

Clear Solutions for Complex Challenges

Using our step-by-step Ultimate Financial Independence Framework, we help you take control of your money with smarter financial and wealth creation strategies

Improve Cashflow

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We work with you to automate your finances, leverage debt, and create a budget specific to your strategic outcomes

Grow
Wealth

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Our prudent, considered approach utilises tax-effective strategies to grow your investments and structure your super

Protect Legacy

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Our practical methodology, helps you structure solutions that protect your income, protect your assets, and protect your legacy

Schedule an Appointment

The Ultimate Financial Independence Strategy 
is a 9-point pathway to achieving confidence, certainty and control over your finances

The Ultimate Financial Independence Framework is a sophisticated blueprint for maintaining control and ensuring your wealth works as effectively as you do. This approach provides refined strategies that align with your values and provide clarity, confidence, and precision.

The framework is built on prudent principles and practical solutions, enabling you to optimise your wealth while managing complex financial landscapes with ease. It’s about enhancing cashflow efficiency, preserving capital, and creating a legacy that reflects your aspirations.

 

Those who follow this blueprint enjoy the quiet confidence that comes from sound, well-considered decisions.

 

They align their actions with their goals, avoid unnecessary risks, and take satisfaction in knowing their wealth supports a lifestyle of purpose and fulfillment.

Ultimate Financial Independence Framework

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Unlock your path to financial independence. 
Access our Ultimate Financial Independence Resources.
Explore a variety of options tailored to your needs.
Download insightful guides, enroll in the comprehensive course,
or accelerate your journey by scheduling a call for personalised advice.
Achieve progressive results and gain the knowledge you need to secure your financial future today!
Ultimate Financial Independence Guide Part 1

Ultimate Financial Independence Guide - Part 1

This guide will help you understand the options available to you and show you:    

  • How to stop procrastinating and take back financial control…

  • The key steps to improving cash flow and getting ahead financially…

  • Why good debt management is essential (and how to achieve it)…

  • The biggest thing to remember when automating your money management (and the simple tools to make it work seamlessly)…

  • The 9-point framework...

Ultimate Financial Independence Guide Part 2

Ultimate Financial Independence Guide - Part 2

Inside this guide, you'll discover:

  • Strategies to Grow Your Wealth: Deep dive into the world of investments and learn how to make your money work smarter for you. 

  • Tax Optimisation Techniques: Uncover the secrets to minimising your tax liability and capitalising on government-offered tax deductions. 

  • Superannuation Structuring: Understand the nuances of superannuation and how to structure it effectively for a comfortable retirement. 

  • The Independent Wealth Mind Map...

Ultimate Financial Independence Online Self-Paced Course

Ultimate Financial Independence
Course - Online Self-Paced

Your NO-NONSENSE online short course to Financial and Retirement Freedom!

  • It's a practical, straight-talking roadmap designed specifically for busy professionals, business owners and pre-retirees who want real, actionable strategies to improve their lifestyle and create a better retirement. 

  • It's your steppingstone to comprehensive financial guidance – designed to fit your schedule and needs

  • You are getting our top-shelf insights in an easily accessible and digestible format  

  • No fluff, no filler – just strategies you can put into action today   

  • It's like having a financial adviser in your pocket, available whenever you need guidance  

Accelerate your journey - 
Schedule a call for personalised financial advice

Norma Falconer

At Think Capital Advice, we understand that your financial journey is as unique as you are.

Whether you're...

  • building a foundation,

  • growing your wealth,

  • getting retirement-ready or

  • refining your plan,

  • this 30-minute financial independence call is tailored to provide real value.

In our conversation, we will:

  • Explore your financial and lifestyle goals.

  • Review your current financial situation.

  • Begin designing a personalised roadmap to help you achieve the results you envisage.​

Our Expertise

We provide a range of financial strategies to help you achieve your financial goals. Our team is dedicated to providing personalised solutions tailored to your specific needs.

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Financial Planning Advice

  • Stategic Financial Planning Advice

  • Personal Financial Product Advice

  • General Financial Product Advice

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  Estate Planning  

  • Wills

  • Testamentary Trusts

  • Powers of Attorney

  • Loans to children

  • Beneficiary nominations

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Wealth Protection

  • Personal Insurance

  • Income Protection

  • Life cover

  • Lump sum disability (TPD) cover

  • Critical illness / Trauma cover 

  • Personal Insurance Claims

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Tax and Cashflow Optimisation

  • Budget and cash-flow planning 

  • Cashflow Optimisation Strategies

  • Debt Management Strategies

  • Tax (Financial) Advice 

  • Tax Effective Strategies

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Wealth Management

  • Wealth Ownership and Structures 

  • Discretionary and Family Trusts

  • Business Entities

  • Investment Strategies

  • Exchange Traded Funds

  • Shares  

  • Properties  

  • Index Funds

  • Separately Managed Accounts

  • Managed Discretionary Accounts  

  • Investment Bonds

  • Employee Share Schemes

  • Portfolio Administration Services

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Superannuation

  • Investment Management

  • Retail Super Funds

  • Public Offer Funds

  • Industry Super Funds

  • Self-Managed Superannuation Fund

  • SMSF Establishment

  • SMSF Trust Deed Review

  • SMSF Investment Strategy Review

  • Transition to Retirement Strategies 

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 Retirement Planning

  • Retirement Income Planning

  • Pension strategies

  • Annuity Strategies

  • Social Security Advice

  • Centrelink  

  • Department of Veteran’s Affairs (DVA)

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Business Insurance

  • Key-Person Insurance

  • Business Protection Insurance

  • Business Overheads Insurance

  • Buy-Sell Insurance

Resources to empower your financial journey

Explore the Think Capital Knowledge Hub—your gateway to financial learning. Access Guides, Courses, Checklists, and Articles to boost your financial literacy and achieve financial independence. 

Resources to empower your financial journey

Explore the Think Capital Advice Knowledge Hub - your gateway to financial learning. Access Guides, Courses, Checklists, and Articles to boost your financial literacy and achieve your version of financial independence

Download Guide - Life Insurance Myths

Top 5 Myths of Life Insurance Guide

This guide will show you how to navigate important Life Insurance myths with Confidence and Clarity, without falling for common insurance misconceptions.  ​

This guide will:    

  • Help you understand the truth behind the top 5 life insurance myths.     

  • Provide actionable tips and advice to make informed decisions about your important insurance protection, and     

  • Empower you to secure the right life insurance protection that fits your unique needs and budget.

Download Guide - Tips for choosing a Superannuation Fund

5 Tips for choosing the right super fund

This guide will be ideal for you if you’re feeling uncertain about the choices you need to make and would like clarity on your financial strategies and options.

We designed it to help you to:    

  • Gain clarity on managing your superannuation for a prosperous retirement.

  • Make informed choices based on your personal financial situation and goals.

  • Learn to select super fund features and benefits for optimal results. 

  • Understand how to assess and compare fund performance

Financial Health Check Questionnaire

Financial Health Check

Use this 60-Second Financial Health Checklist to see if you need a more thorough examination of your Financial Planning, Superannuation, Insurance, or Investment needs.

Tax-Ready Health Check Questionnaire

Tax Ready Health Check

Use this 60-Second Financial Health Checklist to see if you need a more thorough examination of your Financial Planning, Superannuation, Insurance, or Investment needs.

Explore Knowledge Hub

Knowledge Hub

Discover our selection of resources designed to advance your financial acumen.

The Knowledge Hub features expert articles across key areas including Retirement Planning, Superannuation Strategies, Cashflow Optimisation, Personal Insurance Solutions, Tax Efficiency, Wealth Creation, Investment Planning, Financial Independence Methods, Estate Planning, Inter-generational Wealth Transfer Strategies and Business Succession Planning

Schedule an Appointment
Think Capital Strategic Financial Planning Advice

CONTACT US

Need more information about our Professional Services?

Enter your contact details using the contact form and we’ll put you in touch with a member of the team

THINK CAPITAL (ASIC Corporate Authorised Representative 001278398) and Norma Falconer 

(ASIC Authorised Representative 001243315) are appointed to act as authorised representatives of Australian Financial  Directions Pty Ltd ACN 135 004 947 (the Licensee), the holder of Australian Financial Services License 344971 

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